Working on talking with a tax pro on all this looking more for personal experiences on seed some $$$ in acct vs scheduling a $$$ transfer each month to a personal acct that still pays the mortgage. it just seems easier to put 2-4K in the account to start now and reduce the paper trail?

I stopped receiving checks and began receiving transfers.

Since it belongs to the tenant, escrow deducts it from the seller's settlement and transfers it to the new owner.  

Any financing arrangement that is secured by residential property or that allows for the delivery of an ownership transfer of residential property, for consumer use, at a later date is a secured financing transaction.But, I can tell you how to avoid Dodd-Frank, don't finance any residential property in any manner for an owner occupant.

There are also ways to transfer it over time, like selling under a contract then forgiving the payment every year. 

About 9 years ago he transferred title of the property into an irrevocable trust.Now he is the trustee, myself and three other siblings are the beneficiaries. 

A cash advance will accrue an interest rate in the 20% range.Some credit cards (2 of my visa's) allow what they call a balance transfer.

Those are often so fast that it is better to wait and buy it when the court is done as getting approval to sale is longer than getting the property transferred. 

here are my questions1)  if my brother and her wife move in to our house and we transfer 50% of the title to them, and if me+brother sell the house in 2-3 years, will each couple qualify for $500K exclusion? 

(Fun Fact: Equitable Title means you basically own the house once you sign the contract, however the deed transfers at the closing.)