I understand about not giving them a house (loose the stepped up basis).

I understand its a personal choice for everyone but figured some people with experience can chime in!

As far as picking your lender - You will want to make sure you work with somebody who not only understands your goals but has products that match your needs.

My understanding in this matter, there are several options for selecting the home basis for a cost segregation study:A.

@Caio Ferreira Torres Congrats on getting done with your first one, I started back in 2017, and I've house hacked 7 times since then with a W2 making about the same when I first started, so it is totally possible, you need to understand how lender's calculate Debt to Income Ratio, it isn't just adding mortgages to the denominator. 

Thar sounds very good idea and so easy to understand ! 

Or does it present risk, that if appraisal comes in higher, the bank can ask for more, as well as take additional offers.My understanding is, they can accept my offer, or if the appraisal comes in higher than my offer, re-open negotiations. 

As for the Capital Gains exclusion, talk to a CPA to fully understand how that works...

Im gathering some information to have a better understanding with a FHA Loan for my first house hacking multi family property, and how to convert into conventional  loan or commercial loan .

(we once paid $1800 to a big name plumber in town to replace 6in of plastic drainpipe under a stand alone tub). 3) We need better understanding of the legal structure (LLC) that we should have in place for our property, and also a tax advisor (CPA) to help with understanding deductions.