Hi, me and my husband are ready to pull the trigger on a buy and hold investment property.

The syndicators I'm getting coached by already said they would pull the trigger on a deal if I bring them what fits their criteria. 

Do my plans of turning the primary into a rental, followed by 1031 exchange into replacement rental, then later turn replacement to a primary something that would trigger issues with IRS regarding capital gains taxes?

I have a real estate attorney that can help you with that while not triggering the due on sale clause.

Make sure you talk to your lender and get everything lined up properly so there's no due on sale triggered if you take title to the property.If you go with a partner you'll want to weigh your options of using them as a lender or giving them some ownership of the deal. 

4) Most lenders use two automated  systems when approving loans ...DU (fannie ) and  LP  ( freddie )  ...sometimes a  loan can  be  declined with one system and not the other ...ask the lender what system was used and  ask them to  try the other  system to see if an approval can trigger  5)  if dti is on the edge  -  try lowering the homeowners ins premium / mortgage  ins premium or  even the loan amount to nudge the  dti down ...good luck 

This is way better than giving all people low interest rate like in 2020 which only trigger more massive appreciation and left out the ones that needs housing the most.

I guess I'm looking to cover myself while not alerting the bank that the deed was transferred out of the prior owners name but not the mortgage and triggering the due on sale clause.I'm thinking about putting the insurance in both our names mine and prior owner.

In reality, many most never pulled the trigger, so were an utter waste of time and gas. 

What this person may have been trying to imply is if you get a loan via a DSCR lender, and you live in it (effectively putting yourself in default) they may actually trigger the acceleration clause and you'd then have the default rate that was agreed to in the loan docs ....