If 4 roommates apply, they will need 2x individually (totals to 6x) and 5x total.But, if, for example, 2 people apply... 1 person with 1x and second person with 3x, I can reject them. 

The house is in fathers name.

A viable alternative to Nashville's red hot market and similar second tier cities is Louisville, Kentucky.

And if I was to purchase it as a second home they are requesting 10 – 15% for down payment and the property will have to be at least 50 miles from my primary home.

Second option, I plan to save as much as I can for one year (on target to save at least 22k by Summer 2019) to have enough down payment for a multi-family home. 

Now I am closing on my second home and won't be long until I pursue my next deal. 

We bought it because I knew that never again would you be able to buy a second home at that kind of discount and with extremely low interest rates.

Second question, I also intend to mail to a variety of high equity owners as well, and curious as to the best wording to use for these also.Thanks in advance for any help 

It' actually in his father's Trust that his mother is holding at the present time.

hello i am trying to buy a house from a owner but hes name is not on the deed as it was hes fathers and he past away long ago without leaving a will if the son the owner is on the property title and name on taxes can i do a affidavit heirship and put the property in my name to avoid probate court?