I am sorry that I touched the wrong button.  

I looked to others to review my numbers and see what I may be doing wrong.

Figure a couple grand per unit while accounting for economies of scale (not all will go wrong on all units at the same time). whatever is leftover OVER that amount, I use to fund next deals.

If this is the wrong place for this question please let me know.

Don't get me wrong though, I don't mean they're going to hurt you either.

P.S If I posted this in wrong forum please move to proper one... ;)

I'm I wrong?

There's nothing wrong with being creative...it will lead to your best returns but, when it comes to federal loan programs...it's strictly by the book.  

I could be wrong, but that kind of percentage increase doesn't sound realistic at all - not for a property in the middle of farm country :). 

If three comparable properties were listed at $110,000, $115,000, and 112,000 and the SQ Footage was 1100, 1125 & 1110 BUT unlike your real estate salesman you knew that was the Wrong way to look for value and you asked your new SMARTER Realtor to pull up sales for similar properties and found out they sold for $100,000, $105,000 and $102,000 then instead of dollar per square foot based on ASKING price (with a range of $100 to $102 psf) you'd use the actual sales dollar per sf and see that $91-93 was the range so a market offer for a comparable 1120 sf property would be around $103,000 instead of $113,100.