They purchase large amounts of data and sometimes get deep discounts and will pass that on to you if you’re able to win friends and influence people. ;)

@Delbert Standifer seems like it’s a big win for your friend... gets a wad of cash and gets cash every month for 7 years from you.

Try to find ways to make this a win win?

There is another option from a mobile bill pay like Square, where you can manually type in a card number from any card that has a 'chip' or magnetic strip on it- like a prepaid Visa card.

Home runs look cool, but singles usually win games. 

That happens on credit cards or lines of credit, but not on most any loan that has fixed terms.

During his music career, Spector produced award-winning work with iconic groups such as the Ronettes, the Beatles and the Ramones (a group I once managed for one entire excruciating week).

I filed for chapter 7 bankruptcy about a year ago to get rid of some old credit card debt from when I was in school that was really hindering my ability to move forward. 

Docusign wins out though.

We both have excellent credit and no credit card debt.