Water is probably the only utility I could shut off given the cold weather in Kansas.With the hilidays, everything is closed so I have to wait till tomorrow.Thanks againRennie

Get 50 properties all with debt and high cash flow and I bet you'll weather any storm that you encounter. 1 house paid off with a few hundred extra bucks isn't mitigating as much risk as you think.Also, don't worry about buying at the top as much as you should make sure you can weather any systemic risk.

I was just hesitant on weather the refinance was smart or not.

If you know all this and can forecast market rents and expenses, then good for you! 

Good jobs , good weather , tech , really do drive real estate and I think California leads the pack in many of those areas . 

You may want to follow her on social media and list to their podcast to get some insight into the market.A lot of people don't like to invest in the rigid cold weathers so you should have less competition.Best of luck

In the short term, Santa Cruz’s supply and demand will continue to be suppressed due to seasonality, mortgage rates, and (in the short short-term) extreme weather.

The forecast appears fortuitous? 

We'll see how it does this fall and winter but I think it'll at least break even until the good weather again.The summer months are definitely way more profitable and should be able to make up for the slower months.

Here is some advice, you pay what you get.I get all my blinds at Lowe’s but not pre cut already in a box, it’s a rental so you need to cover the window weathers it’s sticking out an inch doesn’t matter.