@Nick CockrellCan you get a unsecured line of credit for that down payment instead of the partner ?

I can probably achieve or partner with someone who will help with the Net Worth, Credit Score, Cash Reserves and am planning to buy something that will have a Debt Service Coverage Ratio above 1.25%, but I've never bought a commercial property before. 

Rental I bought had a guy who replaced the old terrible fridge with a used one in good condition, right before we purchased the home, and he had agreed not to take it with him.

Never try to help a tenant improve their credit rating.

Income 3 times rent, no eviction (ever), no major criminal background, good rental history and references, decent credit etc etc.

Hello, my name is Karina.

I’m a recent graduate with a BS in International Business & Accounting. I’m curranly taking real estate classes at Temple University.

A friend referred me to this app so I can expand a...

Credit score?

Hello, my name is Karina.I’m a recent graduate with a BS in International Business & Accounting. I’m curranly taking real estate classes at Temple University. A friend referred me to this app so I can expand and d...

Hi @Karina Torres are you asking about your credit vs. your income, about mentors, or both? 

Inspirational every time.If you haven't already, I would recommend that you start talking to lenders (banks, mortgage brokers, credit unions, etc.)