RMLOs are not trained in underwriting, weighing compensating factors, assessing credit histories or the crystal ball approach with stress testing for risks.

Quite the contrary possibly...they don't need to prove a hardship so, as long as they meet the timeline required and bring in a bonafide purchase offer that meets the bank's minimum net proceeds, it could (stress) go faster and easier.

As your rapport grows with the lender, their terms should become more flexible, increasing the efficiency of the financing and reducing the stress that this industry is known to cause!

I can't stress that enough.

No investment property is worth stressing over.

Self Direct your IRA and be sure to advice the Custodian that you plan of forming an IRA/LLC..this way they can set you up appropriately and allow you to purchase the LLC with ease once your Attorney has it set up.2) Form an IRA/LLC - this requires an Attorney who is familiar with this formation as it is no-where near a normal LLC - also your IRA must be Self Directed before the LLC can be formed.NOTE: Steps 1 and 2 may want to be done together...consult with both professionals first, put a plan together and then use them to execute the plan.3) Sell the LLC to the IRA and open a checking account - this now gives you full control of the funds and you don't need to go through the Custodian for anything during a transaction...the Custodian will keep your records so a few times a year you will have to report to them what the LLC is doing so make sure your records are "tight"4) Use the IRA/LLC Checking Account responsibly and be sure to avoid Prohibited Transactions5) Work with an accountant/CPA to be sure that you are paying the lowest UBIT possible which does require excellent book keeping6) You then are the Manager of the IRA and can execute all related transfer documents regarding the asset for your IRA...keep in mind that you can not ever pay yourself or other disqualified individuals out of that account.AGAIN...I STRESS... this is a great strategy to deploy BUT you MUST know what you are doing, what is going on, how you can use this powerful strategy and when in doubt..ASK FIRST not after the fact.

It's been an exhilarating, creative, and fun experience and at the same time stressful and complicated at times.

That's why I stress it and am excited about it.

Having a filled "RTO" property is the least stressful income I've ever found.

Can't stress that enough.