Citizen bank has some great HELOC offerings with really low interest rates and they even cover closing costs.

You will likely end up with ‘insurance of last resort’ Citizens.

So my point is that we should make ways to allow them to come in, not as guest workers but full citizens.

The Chinese Gov is encouraging its citizens to invest in and take physical possession of precious metals.

I am now a U.S. citizen expat who lives in India and does business in PHX.

They are threatening to leave , my fear is that they will cause more damages and simply leave , they aren't U.S. citizens and I sense that they can simply ditch on the U.S. law and run off to another state or even perhaps back to their home country and not be accountable for anything since none of us , including the law , will be able to track them.

For seniors, it can be a huge problem.

Another thought that has to do with perception......I have been driving a 2001 Pontiac Grand Prix since my Senior year in high school.

I too am a newbie to this site and blown away by the wealth of knowledge from some of the senior memebers.

As a US citizen you are subject to Federal Income Tax on earnings no matter where they are earned.Interestingly enough, all of the benefits you mention above are available in this country if you use the services of a good estate and tax planning attorney.