The main Team members are Attornies, Real Estate Agents, CPA's (or accountants), Inspectors, GeneralContractors, And Handymen.Always do the analysis numbers so you can tell if you have a good deal, and try to look at the subject property before you make an offer or at least have a clause in the sales contract that will allow you some inspection time (usually 15 days) and let's you possibly walk away from the deal without a penalty that exceeds your earnest money amount.  

If you don't have money I think there are better ways to get your foot in the door for home ownership.In your shoes I would seek out motivated sellers that might allow you to gain some equity that you can then snowball into full ownership.

Keep in mind the DTI ratio is a key component to underwriting consumer mortgages and you may eventually want to seek out a portfolio or commercial lender.

Meanwhile, you will pay a very high price eroding whatever profit you expected or worse...going into negative losses as ongoing delays caused by Sherman Bridge Lending force you to pay spiked interest rates for an extended period of time leaving you at their mercy as they control your refi by threatening high fees as a penalty for seeking refi elsewhere.

They seek around 30% returns annually.Thanks!

Seek out other couples that invest and invite them to lunch. 

I was looking for a good referral to get a 3/2 SFR appraised in La Habra, CA. Does anyone BP members in Orange County, CA Have any recommendations. Also what's going rate for an appraisal? Thanks

Is there a pre-pay penalty with the loan?

28 year old husband and father of a baby girl looking toward the future seeking to get out of the day to day J-O-B and start putting my real estate investing dream into a goal and taking action! 

Many Lenders that offer 100% Financing are less than scrupulous, and this commonly considered a red flag if you see it offered.One thing you might consider: seeking an equity Investor interested in going in on a Joint Venture type of deal.