Having $20k saved up while in college already puts you so far ahead of the curve it's not even fair for the rest of the people in your age group.

You can use your cash in the bank for the 30% down payment and the rest of your cash can just be your emergency fund.When you are finished with the job, refinance the debt into a conventional loan.

You don't need to know everything to get started; you just need a foundation to build on and the rest will come through experience and then refining your education.You can build a basic understanding of investing in 3-6 months.

The rest of the money was brought in from the other individuals in the deal.  

Instead I recommend buying for cash flow in areas like IN and the rest of the midwest where your money will go farther and a couple BRRRR's to redeploy that money in a market that appreciates historically at a faster rate.

Step 2 - coming 1st of Jan (got way too many year end things the rest of Dec, holidays and even a week vacation to squeeze in!  

Hey @Garrett Nuzzo - welcome aboard, I'm going to go against the rest of the comments here and say there's nothing wrong with holding the cash in your savings. 

Potentially we have another 4 years after that, where if those policies don't change and we have several million more immigrants and they will need someplace to live...again case for multifamily and mobile homes.....and if we teach all the immigrants coming here to be great consumers like the rest of us already here...that probably is a good storm for warehouses too if we can get them to sign up for Amazon accounts.Maybe a third asset class on both fronts is biomedical research space.....drug/medical device companies even during the downturn seem to do well and they need a place to do their research. 

You don't need to know everything to get started; you just need a foundation to build on and the rest will come through experience and then refining your education.You can build a basic understanding of investing in 3-6 months.

You will learn the rest through experience.