Depending on your current short term goals, you may be better off with HML and private lenders or maybe even getting owner financing.  

I’ll start a private FB group and start working on the agenda and structure of the online meetup.

If your primary Lender allows second financing you might approach a Private Lender let you borrow some other money. 

Is there a way to use private money for Buy and Hold where you can pay back the private money (with interest) and own the property just yourself?

Be happy to chat privately about what little I know!

Hard money lenders many times will let you invest in their short term debt.. ( these are commercial purpose)One thing I get a lot of is direct mail.. its exactly the same method that real estate wholesalers use.they search public records.. get lists of private owners of notes.. ( usually the target is a seller carry back) and then they blast out direct mail offering to buy the note from the current note holder.. the pitch in 99% of those is all the same  same buzz words..

Also, private money is an option.

I personally would look for private money and would want to have it available for rehabbing.

I called a friend who is a private lender and he said he can try to salvage the deal so we tried to move this deal over to his bank before The Bank’s underwriting could officially decline it.Thankfully everything went well and the deal was officially transferred over to the private lender without an official decline notice from The Bank.

True they have had a monopoly for over 50 years, however, in the past 10 years there has been a small private flood insurance markets and it will continue to grow you can do a google search for "private flood insurance", "Lloyds of London flood insurance" or just reach out to me and I will shop all options for you.