My leading thought is to try and offload the property through one of these approaches as it is a quality home that I think I could sell to a current tenant of mine from another rental unit.

She didn't like it and said someone had offered her over 100k.

If you cannot, reach the owner, you may be able to reach the lawyer representing the lender and offer to buy the debt (at a discount).

Poverty and crime was high, people who could afford it left Detroit.

Considering your goal of house hacking a duplex, while FHA loans are common for first-timers, there are alternative financing options to explore:Conventional Loans: Need more credit and down payment, but offer flexibility. 203K Loans: Ideal for fixer-upper duplexes, bundling purchase and renovation costs.VA Loans: Great for vets—no down payment, competitive rates, and no mortgage insurance.Portfolio Loans: Private lenders, good for unconventional income or credit histories.Hard Money Loans: Quick, high-interest, good for investments or major renovations.With $30,000, mix it up—use it for a down payment, maybe pair with a conventional or FHA loan.

Look for feedback on their service quality, property management, and overall investment performance.

By conservative -  think less than 65% LTV, high Fico, and DSCR over 1.0x.

Not many lenders have this high of a concession allowance so this could be very advantageous for you.

I found a house in coddo mills that is around 300K and I need to pay $300 every month from my pocket after renting out that house due to current high interest rates (25% down payment). 

With a purchase price of $290,000 and a resale value of $390,000 after $20,000 in renovations, the property offered substantial returns.