Use larger size downspouts at least.

Remember that people are living longer which will cause larger growth to the warm weather areas if trends continue as they have been going for the last 50 years.

It seems to me that anyone holding properties long-term would end up with dozens and dozens of depreciation schedules over the years for all sorts of things that would be considered "improvements".

That is what I attempted to do, but the main listing agent looks at us like we are contagious & has a sort of negative jerky body reaction to low cash offers.

Getting a larger security deposit will make getting a tenant harder.

I wouldn't be the best guy to describe all of the mechanics behind it, but a search on the board here will yield you a ton of good pieces on doing this sort of transaction.

I have all sorts of unpleasant chores, etc that I have to do at all my properties, if I can't handle that then I should do something else, right?

What sorts of terms are generally offered by these lenders and how do they price the money?

In my county, they have an accepted practice of the attorney stating the "upset bid" as being the amount the lender expects to see in order to let somebody else get the property; and the attorney's actual bid will be given as "costs", an amount far below the "upset bid" (this practice is used so that the lender does not have to pay additional amounts sort of like commission to the sheriff based on highest bid received).

Of course its more complex than this, so you and your CPA will need to sort out the details item by item.