thanks man and yes that's why I would like to see outside my are because I live in a good market but I think that a lot of investor and home owner are playing too much with the prices and the other reason is to expand my range of action 

So while the "whichever lower" rule is annoying and confusing all you have to do is follow section 3 and that rule won't even come into play. 

start fully documenting everything and take lots of pictures, I would start communicating via email or by letter, even send them a certified letter stating damages etc, sounds like you didn't hire a qualified roofer. send a copy of everything to your attorney maybe even have him draft a letter demanding a response, if push for a refund + damages and go with a new roofer

My intention has been to live here and then rent it out when I am ready for a more permanent home, as it is in an area with high demand (including a pool and workout facility). 

Where it might come into play is if there is a big jump in pay, or a long unemployment gap, then they might ask for additional clarification.

@Jeremy Zwicker: I like the Antigonish market as well , most are certainly cashflow plays as there is little to no appreciation there, however, if the property is well situated and you provide a nice living space, you will have very low vacancy due to the high demand for off campus student housing and rents are comparable to the HRM.

In the meantime my court date is in a week and we will see how things play out. 

I can play golf year around.

I increased the weekly rent in 2017 and again in 2018 without any dip in demand.

So...ummm...let's play "simple math"...$450K purchase price, 25% down...30 year fixed rate mortgage at 5% on $337,500 is $1,812 per month...So if you have zero vacancy you'll break-even on the mortgage...And then burn money on maintenance, cap-ex (likely very limited), any vacancy, property taxes, insurance, etc.Consequently, you really, really, REALLY need that home price to go up.