Lack of money is not a good defense to the IRS.

As a pastor we have quite a few churches in our conference that are out there and so I hear updates all from what is going on. 

They aren't going to foreclose unless they know they are cleared to do so.The days of "Produce the note" defenses are over.

(A) A landlord who is a party to a rental agreement shall do all of the following:(1) Comply with the requirements of all applicable building, housing, health, and safety codes that materially affect health and safety;(2) Make all repairs and do whatever is reasonably necessary to put and keep the premises in a fit and habitable condition;(3) Keep all common areas of the premises in a safe and sanitary condition;(4) Maintain in good and safe working order and condition all electrical, plumbing, sanitary, heating, ventilating, and air conditioning fixtures and appliances, and elevators, supplied or required to be supplied by the landlord;(5) When the landlord is a party to any rental agreements that cover four or more dwelling units in the same structure, provide and maintain appropriate receptacles for the removal of ashes, garbage, rubbish, and other waste incidental to the occupancy of a dwelling unit, and arrange for their removal;(6) Supply running water, reasonable amounts of hot water, and reasonable heat at all times, except where the building that includes the dwelling unit is not required by law to be equipped for that purpose, or the dwelling unit is so constructed that heat or hot water is generated by an installation within the exclusive control of the tenant and supplied by a direct public utility connection;(7) Not abuse the right of access conferred by division (B) of section 5321.05 of the Revised Code;(8) Except in the case of emergency or if it is impracticable to do so, give the tenant reasonable notice of the landlord's intent to enter and enter only at reasonable times.

Fire is a risk in the mountains absolutely, but a lot of the risk can be mitigated by what they call “defensible space,” the specific location of the house in relation to canyons and drainages and open space, and of course building construction.

You can travel to different conferences as well as attend local meet ups, boot camps and online events to expand knowledge and meet like minded people.

So good, in fact, that I’ve been to his conference several times! 

I actually think it’s more important to play defense when it comes to short-term cash.  

I've been told that I can address a conference of Attorneys and Economists at 9:00AM and sound like one of them, and address a group of car mechanics at 10:00AM and sound like one of them.

I understand you've been burned by gurus but for me it was well worth the investment.I also recommend attending conferences to meet potential partners and network.