@Rob Carmody While it’s not ideal ALL of my properties are and always have been well enough insured that if they burn down I will come out ahead.

I've closed 100s of bridge loans Cash with several lenders, bridge loans are what you use to flip or rehab and hold. 

;-)I have owned and rented SFH since I was in College (I bought my first home, and then lived in it while collecting rent to pay the mortgage and make cash from my roomies.).

Of the remaining $200,000 gain, 75% (6 out of 8 years) ($150,000) is attributed to the time the property was rented and is therefore taxable at the long-term capital gains rate.

Also, house-hacking is a great way to start with little cash.

Since you've already made strides with parcel separation and have a clear vision for the duplex, it’s promising that you're reaching out for experienced partners.

In most cases, affected taxpayers need to fill out and attach Schedule B to their tax return.

If you are in WI, I'm based out of Waukesha and can share the carriers who are the best in SE WI.FYI - Each state & metro area will have different insurance carriers who have the most competitive programs..

Both lenders will go to 75% cash out. 

This is truly a fantastic place to connect, learn, and continue growing your real estate knowledge and network.Keep up the momentum, and feel free to reach out if you ever want to share more about your journey or need advice.