I have ran into a couple firms like this and i wish it would stop, especially the removing of keys and miricaculous 5+ offers in a matter of hours from the list date!

Most importantly doing something for yourself by getting your license and stop doing it for others, as well as going to school for Entrepreneurship.

So, they would rather borrow from China and Japan, placing the burden on our kids and grandkids; how noble?

What you need to do to accomplish this is to develope a buyers list filled with real investors looking to buy specific properties and you need to know how to find, negotiate, and "flip" them to your buyer's list.Best of luck to you, and do not let "fear" stop you as you mentioned.One of my favorite sayings in life is "The rich act in spite of fear, while others allow fear to stop them"

Doesn't a non-performing loan hurt the bank's ability to borrow money?

The longer this happens, the more likely you will find a deal because the borrowers have exercised all of their options and the sense of urgency may finally kick in.

Generally the people who have the least trouble borrowing money at great rates are those that don't need it.4.

Snake it out and bring up a kid's doll baby, that's on them, kitchen sink stopped up because they're pouring grease down it, that's on them.My lease also spelled out that ANY REPAIRS not authorized in advance were on them.

If you borrow more than 80% LTV, you will have a negative cash flow in almost every market.

People often mistake retirement for old age or the day they stop working and degenerate mentally and then physically or many other things that are perceived as retirement.