I am not sure if you are an American Football fan, but the term that comes to mind is when the punter kicks the ball "too well" and allows the return team time to set up a solid return.

Lenders may adjust loan terms, such as loan-to-value ratio and interest rates, to accommodate varying DSCR ratios.Challenges and ConsiderationsWhile DSCR loans offer numerous benefits, borrowers should be aware of potential challenges and considerations:Market Conditions: DSCR requirements may vary depending on market conditions, property type, and lender preferences.

It's not the best but it is a lot better than most of the Free Real Estate softwares I have seen, but this is because I make sure the software allows me to create Journal Entries, in case adjustments need to be made.

As to the issue of captive insurance subs, I worked in the accounting department of a small insurance carrier, set up primarily as a tax shelter.

You see, when you are in an ARM, by default, once it starts adjusting the rate will be slightly below the prevailing market rate.  

If they do set a cap, it will be on a future determined number, not an existing.

Louis market.A realistic estimate for your financial breakdown would be to set aside 60% of rental revenue for costs.

I have about 50k set aside that I’m willing to sink into my first deal.

How do we set the LLC up to make sure it's not going to be considered when looking at bankruptcy issues.5.

Because what I mean by those "unexpected repairs" is that I simply set aside a set amount of the gross rental income each month as sort of a safety net aka just incase money for things such as a leaking pipe that I didn't know was going to happen before it happened thus it was "unexpected"So... technically I can't take out that 1% because that's just my own safety net savings I set aside but from that savings if something does happen that year and I have to make a repair that does end up as an "operating expense" since I have now spent that money and not just set it aside like with the unexpected repairs moneyHope this isn't too confusing to understand but now that I am reading over this I think I have answered my own question :D