If so, did any of those individuals use their house as an ATM machine & pull money out by refinancing?

We did a video a while back based upon a bunch of live calls that we audited - we found what Brian said, these people are calling to talk to a person, not a machine, and they will often abandon the call when presented with a machine.If you have to use voicemail, use it sparingly and call people right back.  

It takes TIME to build that machine.

Looking for something to fold my direct mail letters. My finger tips are getting raw. Anybody use anything like this?

Considering that your success rate goes up with every touch, seems a shame to stop your marketing machine now and lose the momentum.

As an Agent who trains Realtors® to Wholesale, I can tell you what I teach people on my podcast as well as my blog.In my opinion, the absolute, hands down BEST thing you can do to establish a relationship with a great Realtor® in your town is offer an exchange.You would simply exchange your leads that want too much, or are in the very early stages of thinking of selling, or are otherwise useless to you as free listing leads to an agent of your choice.  

Not certain if youve ever seen a folding | stuffing machine however they fold too well and lower the uniqueness.They even have real handwritten letters now...

Just buy a regular roll of self adhesive stamps. if you're referring to a pitney bowes machine NOOOOOO DOOOONT DOOOO ITTTTYou'll disclose Agent Status on the letter. 

The key is you can have 6 pieces of mail on the ground for the price of 5 first class and our business is all about marketing..We use this machine to print them...

Network with professionals, i.e. attorney, CPA, REALTOR®. 22.