Destin, Gulf Shores etc is another.

I think our country needs  better access to health care including mental health care for everyone and better support for the working poor (transportation, sick childcare, financial assistance during temporary illness, etc)

When you open a new line of credit, your average age of accounts will decrease and that will also have a temporary negative impact on your score

With any outstanding work, temporary occupancy, or open permits, the agent should have written special stipulations that these be completed before closing.

My opinion is the higher interest rates and tighter lending standards are causing banks to look for other opportunities to shore up their holdings. 

Maybe they used a passport and (I for get the technical/legal name) a temporary work visa?

I don't think of anything in real estate as adversity. 99% of things are temporary problems that can be fixed.Like Joe stated, define adversity. 

Yes, I think right now is a great time to be a nomad if you're able to.However, I think this is only temporary.

If not insurance contracts/ temporary housing is another real good one.

There were plenty of people with a microphone (even well seasoned experts here on this forum) that got caught up in the excitement of 2021 and were telling newbies that it was the new norm.ETA: And a lot of realtors these past few years were just as bad as the lenders in 2008. actually, almost half of BP poster posted is rubbish and just a temporary trend, you can name it from long-term rental to cash flow market to Airbnb ,etc....