The 3% mortgages have MORE servicing value for the opposite reason, these ones aren't likely to be refinanced any time soon, and the market thinks they are less likely to be paid off via home sale to boot.This isn't about your or my crystal ball predictions for inflation and interest rates, this is about billions of dollars of real life bets being placed on Wall Street and by big banks.There's another reason big banks are valuing these low rate mortgage pools: Thanks to some deregulation that happened, they get to use the escrow accounts as "deposits" for the purpose of fractional reserve banking.

This may not apply to every investor, but I bet many fell prey to this:3% down allowed higher affordability/cash flow projection.

You hedge your bets with multi family because the likelihood of all your units being vacant is low.When a single family property is vacant not only is it not making money, it’s costing you money because of  scheduled monthly costs; water, insurance, utilities, mortgage, property management fees, etc.Scale up with multi family , it’s the better play.

It’s too much work for the compensation :) I think Zillow, hotpads, craigslist and a yard sign are your best bet.

I bet there are even real estate groups that meet relatively close to you as well.

At 14 you cannot enter contracts in most states, and its highly unlikely that anyone would take you seriously either.You best bet is to start by reading as much as you can and learning whatever you can.

What areas in your view would be the bets for investing and any to be more cautious in?

Scott, I actually contacted your company an pay for a consultation... but your packages were too expensive.. very creative and I bet these work great...but too expensive IMO.

In any case the scraper is going to be your best bet.

Marketing to get buyers to call you.I bet you could do all that in style for 5 to15K and really be what you want to be. or you could give your 5 to 15K to some guru who preys on others dreams, not the real estate market.You should probably look into getting a real state license.