You didn't mention your other bills, like credit card debt, car payment, child care, etc so I'm assuming they are easily payable or nonexistent. 

What is your credit score?

Also, if you have more than one credit card (MC/VISA), use one exclusively for rental, will help keep track of expenses. 

I'm having a large hiccup because I'm fixing my credit but at least I know what it is that I ultimately want to accomplish in my life.

Robert, if you're concerned with the interest rate I would say your credit score is the 1st place to start.

Ok here is my situation I have credit in the mid to late 6s my gf has the same....

My attorney is trying to find ways to make it work with lender credits to offset the fines if I pay them, but I feel like the deal has turned sour.What are your thoughts?

In other words DON'T hire an attorney and keep your day job for entity legal issues and those pesky tenant lawsuits than will come up.One secret of the rich and wealthy is corporate credit or business credit based on an EIN instead of SSN which drives commercial financing deals.

Do a thorough and proper background and credit check.

But we were eligible for more so they wire it right to your bank and it does not record on your credit ( it's for doctors) but three kids thru college and his 14 years of college an loans money has been tight.we don't drive fancy cars or blow money.ISO WE thought since it doesn't show on your credit and it went into my account today and I already pulled my bank statement 2 month up till before it got deposited.Could I have someone write .e a check as a gift give it back after closiing so nervous.or any other ideas we are desperate.