I'd shop that loan around. 6% is not too bad but I'm getting 5.25% right now on 20 and 25 year loans.

Buying a mattress is like shopping for a car from what I recall; the markup is huge and you have to haggle for a decent price.

:-)).My wife tells our kids not to buy anything unless it screams their name when shopping.

Welcome @John AdamkewitzI lived in Mauston for a year and did much of our shopping at your local walmart.

The vacancy could be high for many reasons, such as: 1) High rent/deposit or screening criteria 2) Poorly advertised to potential business owners 3) No popular stores or business types that might attract regular customers e.g. chinese eatery, nail spa, pizza place, pawn shop, liquor store

Step two, I'd set up shop, with paid security right next to his shed, and blast the most unpleasant music money can buy.

There are always diamonds in your own backyard if you look hard enough but I also plan to invest out of state (eventually) so maybe we can work on something or talk shop sometime.Best wishes,Jonathan

I'd say you need to consider nicer properties.I did start this at 3 AM, only one coffee, so check my work, but I did use my calculator, LOL. :) . .

Eric: My advice is to shop around community banks.

This is not something that has been shopped around person to person