As far as LVF selection goes, from my research a thinner (3.2 - 4 mm) LVF plank that will hopefully be more flexible to handle the not perfectly level hardwood floor underneath. 

IMO, investing with a partner whom you trust can be beneficial because it (1) gives you a new perspective on every decision that needs to be made, (2) gives you double the manpower to do work to the property, research the market, etc., and (3) is valuable financially (i.e. more cash to the table, able to shoulder more debt, etc.).

Everyone bank accounts are at different levels and if we would have waited to save 20% and have a million in reserves etc we’d still be sitting on the sidelines to this day.

.- Personal Articles: Coverage for belongings that have a special or collectors value such as Jewelry, Furs, Fine Arts, Collectibles, etc...Depending on which company is being quoted, some of these otherfactors may get you credits:- Insurance Score (company pulls certain info out of your credit report)   It is not your credit score but generally better credit will result in a    better score- Time at your job- Education level- time at current residenceGood Luck

I was connected to them by someone i trusted so i blindly trusted them in return.Now that I am getting ready to get a third one, I decided I need some sort of contract and scope of work.

Would like to connect to other local investors of any experience level.

- what is their authority to level assessments on homeowners? 

I was connected to them by someone i trusted so i blindly trusted them in return.Now that I am getting ready to get a third one, I decided I need some sort of contract and scope of work.

I have defiantly learned my lesson, going forward I will not make the mistake of trusting another person to take care of my house as well as I would. 

most likely laziness or misplaced trust. the only person who you can reasonably expect to care for your property is you, and a strongly written lease is your first line fo defense against damages.