Update: A Hero's Home, Inc. finally obtained 501(c)(3) status (retroactive to March 2018) so all donations are now officially tax-deductible.There has been an incredible surge in donations of late thanks to some very generous people right here on BP... check out the site in Jay's signature above for more info. 

I asked them what lender they used to help their original sellers get a new loan and all of a sudden they look like a deer in the headlights.

When your late pays suddenly tick way up, you know the economy or region is having some issue.I own strings of townhouses and apartments, so my renters have no toys worth selling, we except CC payments which helps a lot, but like all things they will fall off the wagon at some point, so you need to be able to float the vacancy gap with repairs while your turning units.

I have a feeling a lot of them grow to a point they are comfortable with and suddenly customer service / responsiveness drops off the charts.  

Suddenly stop responding timely?

Yes, China dumping bonds and US Fed's sudden hawkishness is pushing rates higher right now.

After changing majors and schools, my Dad died suddenly which put plenty of financial pressures on me and my family.

And this time, the ARV he gives is all of a sudden $10k more than the initial one he gave when selling to me. 

Like why would we assume even with great growth it would cause values to surge disproportionately higher than Dallas or Chicago.

I started out on HomeAway/VRBO, put a listing on Airbnb that didn't really didn't draw much activity and then suddenly Airbnb blew up and I was getting a ton of inquiries in fact I only keep my original VRBO listing on the site, and  all new ones have been on Airbnb because there was no upfront listing fee, the search features were better, the mobile application was better, the service and software are just better.