I’d like to pay low or no money down to save capital for the next deal & perhaps a few small renovations.

We find it best to have a checking account (for operations), savings account (for capital expenses), and a money market account (to keep security deposits).

I have my eye on a few properties for now and I'm about halfway to my capital goal, but the money can't seem to get saved quickly enough..lol.

Have saved up about $100k+, could be more if I sell off some stock, and am looking at the Bronx as a market (maybe nearby NJ, but have heard it can be tough with property tax so high in NJ).

Ideally we wouldn’t buy if it didn’t cash flow in the first place so I’m picking nice round numbers just for simplicity.Loan is 240K 30 yr. fixed at 4.3%Monthly payments are 1,500 Rental income 2,000Cash flow is 500/monthIf we use the cash flow to pay down the mortgage faster we can pay down the mortgage in ~ 17 years and save nearly 80K in interest paid on that loan.

I also should mention that I have not saved a down payment OR that I am in the process of rebuilding my credit and although I have come a VERY long way I have average credit at best .

Start establishing relationships with banks... if you use a local credit union and have a decent amount of savings w them... start there...   

Do your own repairs and save .

He gets paid a lot more than 500 dollars for his work and saves me a lot more than that too.

With a tri or quad, we would require more funding than we would need with a duplex; 3 months of mortgage payments need to be saved in the bank, which is not required for a duplex.