This will reduce the brain damage of trying to do separate loans on them.

@Corey DemuthThe only way to reduce FHA MIP is to put a minimum of 10% down, then it will be on the loan for the first 11 years instead of life.

I've heard of instances where a buyer negotiated with lien holders to pay off a reduced amount of the debts upon settlement.

Neighborhood certainly matters with this model, but the result is higher rent, better tenants and reduced turnover and damage.Bottom line is do not write Manchester off.

I have high-achiever anxiety haha. 

My wife and I used the HELOC on a property we owned for an earnest money deposit in an offer we placed for a different property but got the "daily interest accrual anxiety" if that is a thing.

This number has compressed as out housing shortage, with lower sales, drastically reduced the number of units for sale and selling.Now let's say inventory tripples to 900 units.

The seller credit reduces the out of pocket amount by paying the closing costs.Conventional - investment property = 2% maxConventional - primary residence - over 90% LTV = 3% maxConventional - primary residence - 75.01% - 90% LTV = 6% maxConventional - primary residence - 75% LTV or less = 9% maxFHA = 6% maxThese credits are also capped at the actual amount of closing costs and prepaids. 

The recent growth of domestic oil production should help to reduce the shock from global supply disruption.

@Mauricio Lopez heed the advice of others and do not get involved— reduce your risk here.Autism is a disability under the Fair Housing Act.