BAH rates aren't that great at Ft Sill and if your mortgage is too high you'll have a hard time renting it out unless its to an officer, which will greatly reduce your renter population.

Additionally, some residents will offer to pay for part or all of the ramp and its removal, reducing or eliminating the financial burden on the property owner.Your local laws might be different.

No industry accepted rule, mine earn around 3x the long term rate so it’s really a no brainer to do them as a str. if the rate of return on a long term vs short term isn’t much difference percentage wise then i’d definitely just do LTR. 

I would ask them about reducing it for you once a tenant is placed.

Vacant policies also generally have a 100% minimum earned premium on the 3 month policies.

We are hoping to find a way to earn a money towards the mortgage. 

Let them put in their own appliances and reduce the wear on yours.

Work percentages of what needs to be paid back or paid to at close.2- Closing costs (assumed 6% fee and whatever legal costs to transfer full ownership of llc)3- Determine date of ownership takeover and remove all payments for already paid for stays so when we split the bank balance we are truly splitting everything earned up to that date and nothing after.4- Payments owed to cleaners/maintenance for work performed5- Airbnb and VRBO membership fees already paidAm I missing something? 

So we had to take them out, reduce the opening sices, order two new windows and dispose the larger ones. 

You wouldn't want to forgo 9% in returns to get 3% or negative returns in real estate.Also, if you have gains, you would need to not only make at least 9%, you would also have to earn enough to cover the tax and fee consequences of cashing out your stocks.