Im billing some utilities (water, trash in some cases) and cozy does send a summary when a tenant initiates a payment - very similar to erent.Im in agreement 100% that its a real PITA to make a third move to another platform, Ill personally cross that bridge soon as we close on the next building.

I understand how quickly it can get away from the borrower, but if the intentions are to more than likely turn-over the property after the initial locked-in period, should I be as leary?

If you do not offer them the full balance of what they are owed, then they have no incentive to accept a short sale if they are the ones who are initiating foreclosure. 

My initial plan for real estate investing is to act as an investor for the remainder of my time in England in order to build capital to purchase my first property upon returning to the States.

Dear fellow REIs, I wish you had great Easter weekend.In 2018, my REI goal is fix & flip individual units in multi-family buildings and generate net profit over $100K to learn and test about this industry.

I’m interested in generating passive income through rental properties but also interested in flipping houses from an investment position (I’m not handy at all) - perhaps down the road. 

My initial interest is fix and flip, but would consider a rental as a backup plan.

I live in NY, but with the unit being in my hometown, my initial plan was to purchase the duplex as an investment property (20% down). 

I have underwritten few deals for houses in that area which they all generate cash flow of over$200 a deal.

Hard to fault them for that.If borrower is made aware of the situation they should make you whole... and perhaps title will generate a revised settlement statement which shows the actual interest paid.