The person does pay her back and she did report the interest income. 

Read online of some people utilizing to provide liquidity for a deal and want to learn more. 

We cant seem to get a conventional loan on just one income. 

Then I started looking into turnkey properties in desired neighborhoods that I know would make good rentals and support good rental income and have long-term appreciation.

Another question would be, how reliable are these documents that I create online?

The market appreciates 3% per year.If you pay cash for one house and rent it for $1,500, after five years, you'll have earned $90,000 in rent income and gained $34,000 in appreciation.Or you can choose to finance four houses with $50,000 down on each.

I am working with a modest group that will be active in 2023 in MF and commercial income properties.  

Nevada is a landlord friendly state, 4th lowest property taxes, no state income tax, limited housing supply with tech and manufacturing jobs moving to the area from CA.

Was it all a primary residence, or did you list a portion of it as an investment asset (with depreciation taken and rental income declared)?

Other variables will be income coverage, your experience and FICO, the market, and the property type.