You'll have to come to grips with the fact that NO ONE will do everything the way you do it.Somethings a PMC will actually do better, but they won't do the extreme hand-holding of tenants that many DIY landlords do.

If anyone could direct me to the correct pdf/contract or library of legal docs would be extremely appreciated.StatsAppraisal $179,000Purchase $80,000Finder fee $20,000 (paid to Florida friend in the back end)*yes, $79,000 in immediate equity, as-is*Loan #1 30Dec2022 close datePurchase $80,000Closing $0.00Taxes $250 prorated Dec22 Misc $2,000 Total loan amount $82,250Term 11.5% over 12mosPayment is full at agreement payoff. 

The terms are extremely one-sided and I was dealing with a closing agent, unable to speak with the seller or sellers attorney.

If you want to make money in NJ it will be extremely tough unless you plan on being hands on.  

Also, I am extremely interested in networking with people in my area, and would love to hear from any local investors.

I am preparing myself to buy my second property (currently house hacking), but my local market is extremely expensive.

Expect a foreclosure suit from the lender.....extremely doubtful the debtor is trying to reaffirm/keep this debt.

For condos you'll be easily over 200k, the only ones in the Bronx that I know of that are any less are Parkchester and maintenance is extremely high.Now as for a 2 family, I always would go this route first.

Why are some agents extremely successful while some others just aren't?

Thank you so much @Kevin Siedlecki This information is extremely helpful!