Control the conversation and don't let her bait you into any debates. 

Look at the panel.  

Usually a bit more expensive initial install, but it'll allow each unit to control and pay for their own heat and AC. 

Depending on the area pending rent controls and eviction restrictions can be an issue.  

If you deliver outsized value your investors will provide introductions to their friends and you can grow more organically and graduate to other exemptions, control your deals more, lower your cost of equity capital, and have a fund construct that affords the opportunity to provide capital quickly to be more competitive on the buy-side for projects.  

and well to make it short, my conclusion was " I was not doing things right" "I failed my self and my family for relying on outside sources to take care of us" This time going forward I am more committed than ever to pursue my journey in investing and never again rely on things that are not in my control dictate my well being. 

I don't know much about this but the inspector suggested changing the connectors to alumnicon connectors, while my property manager's electrician suggests replacing the panel.

You retain full operational control as the manager, but the financing ground rules are codified in the OA so your investor is safe knowing their priorities are accounted for.Then, if there's an opportunity to refi at some point, and it doesn't go beyond the LTV your investor is comfortable with, you can do it.The issue is not to refi or not, the issues is leverage.

HUD does not allow you to enlarge any windows or doors, add weight to the roof, or to replace any wall material with something heavier (for example, replacing paneling with drywall).

If your parent company is in the same LLC it would make that single loan MUCH easier...This is how our LLCs are set up:ABC LLC controls all the other LLCs.