I can't do a new 30-year and lock myself into triple the payment.What options do I have to get a construction/remodel loan? 

When that happens, I am typically dying for someone else to qualify and put up the money to beat them out.A few years back, I got a good deal on a near new construction house.

Or are yo hopping to sell all (4) townhomes after construction?

I believe there is a fee to operate a business in Tennessee but would it be worth it to protect myself? 

I know that you are trying to save money by not buying a dud program off the bat and I get it, but sometimes in business there are risk.

My thought process was to use a construction loan to build a quadplex of about 4000sqft with each unit being 1000sqft.

Eager real estate invester

Since interest rates went up, hard to find cash flowing deals so I had to learn the terms business.

From my research the template seems to be a packet including: Developer Credentials Personal Statement (Available Upon Request) List of RE Owned Current Property packet with Pro-Forma, Rent Roll, Comps, Budget, Projected Returns - similar to an OM on most CRE packets.This was a good guide, Commercial real estate finance: A basic guide for an effective loan request package - Buffalo Business First (bizjournals.com)Commercial real estate finance: A basic guide for an effective loan request package - Buffalo Business First (bizjournals.com)

Divorce, investing, W2 job, small business entrepreneurship, grade school through college.