@Bryan Hancock can you give a basic run down on what the book focuses on within commercial real estate...is it a basic overview...does it go into deal examples....does it talk about Ray's experience etc. etc.Maybe @Ray Alcorn can chip in?

Attorneys know this comprehensive service is not worth their time and your money and are not going to engage in it.

The learning curve was quick as well - within a week I had all my data into their system and all my support questions were answer very quickly and comprehensively.

In the overview it says: "Last Distribution Rate, Annualized: 8%" Does this mean that I will get a return of 8%?

They have a very comprehensive "scorecard" product that rates how your file looks to an underwriter.I have been working on my RBSL scorecard for over a year and have gone from 68.5% to 80.6% based on how I keep score using their formula.

You guys rock- definitely have a better concept of it now a more comprehensive way of looking at it.

Like a typical sales funnel I quickly learned it was a brief overview to get the juices flowing, tell you about all the stock market failures and pain points that have let you down in the past, then build you back up with the millionaire mindset and that for only a mere $20,000 that LSU can mentor you to become a millionaire and live the millionaire lifestyle that you and your family so deserve.

It is the most comprehensive calculator I’ve found. https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.htmlI pulled numbers from HUD for average appreciation and rent increases so I wasn’t just guessing (too much).

With the release of DU Version 10.1, the comprehensive DU risk assessment will enable all borrowers to be eligible for an increased maximum DTI ratio of up to 50 percent depending on risk factors.

So although a household with a single employed person with no dependents won't qualify for many subsidies @ the median wage of ~$50k, a single parent with 4 dependents definitely will.2) Under-reported incomes: I guess i don't have comprehensive context on this, but it feels like to me that there are a much higher frequency of households that do not report a significant portion of their income (illegally) compared to other parts of the US.