And you’re able to do this without being a real estate professional.

Most professionals will recommend a separate LLC for every $1 million in assets but I don't think that's necessary.

These are reported and "retained" on IRS Form 8582.Of course, if you are unsure or would like additional guidance in determining what might fit your specific situation, please reach out to a CPA/Tax Professional who may be able to assist.

Let's break it down: Assess Your Financial Situation, Market Research, Evaluate Your Budget, Risk Management, Consult Professionals. 

Reporting the mortgage interest on the return should be done with care, as the IRS does not have a copy of Form 1098 under your SSN (or EIN if business) reporting the interest.

It's great that you're looking for a warmer place and good real estate opportunities.With your incomes and careful planning, you're set up well to build a successful portfolio while keeping costs reasonable.

There is a lot of demand outside of medical professionals.

Be careful.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

When I say there is 20+ Pros on the forum I mean there are at least 20 different tax professionals and/or companies that specialize in real estate on this forum who would be able to help you.