One of those individuals had just finished a flip on the right side of the property (the cudisac was getting much nicer as my home sat).

I hope in joining Bigger Pockets I can connect with likeminded individuals and we all build together.

Factoring in the costs to the rent prices will depend on your individual circumstances.

Basically the right investment is a very individual choice.My belief is there is likely better investment options for you than this ADU addition. 

(She does help as an intermediary between us and builders) I use this realtor to buy my large tracts, sell my individual lots and she is the exclusive agent for our subdivision.We will likely do over $3,000,000 in sales next year, meaning the agency will pull in about $200,000 from us.

For Conventional financing, title will need to be held in your individual names at the time of funding.

Hard Money Lenders can loan down into the 650 range so they are an  option as they focus more on the property than the individual so if you have the right deal, they will loan the money. 

Hi Ting,I've had Pest Control companies that layed down a DMZ of sorts outside the buildings.Fire ants, ants, and a lot of other crawlies seem to stay away from the DMZ area--keeping them out of the house.I've had them do it in the pouring rain and on nice days.Maybe they do something like that in your area.If it's a problem, you can scheduled ongoing service for it--where they will come out and re-apply.Or you could pass the info on to the renter--it's less costly then her hiring an attorney (unless she is govt subsidized and gets free attorneys via legal aid).They also do a building inspection inside and out--looking for entry points that need to be "Repaired", but ants get in through the smallest cracks.If you have a slab foundation, they may be under the slab and coming through a crack in it--exterminators can handle that.One or two phone calls will get you a quick price, and being there when it happens to take notes on where the tech says to repair to prevent other insects coming in might be a smart move.I've seen long lines of ants outdoors coming up a metal handrail to an apartment and going into a tiny space at the corner of a window and into the apartment. 

Since the property is in Jamaica and I will employ individuals in Jamaica, is there anything special that I need to do.RH-O

I have been individual that has always looked for advice in alost every area of life.