Total cost to me = Free estimate. 

For free.

One other thing is that I paid a lot in points to buy down my rate which made the mortgage initially expensive… It will also take a while to refinance (a couple years) so I don't want to wait fully for that option eitherIf my tax rate is 30%, is it right for me to think that the cost of paying interest is ~5% instead of 7%?

And feel free to contact me or my wife (Marcia Gilad, also on here) with any questions, we're both investors and lenders.

Maybe put a few into DST's to avoid taxes, and maybe put a few into regular syndications where you do have to pay the taxes on your sale. 

Our neighbors in Maine have not paid their taxes in a few years.

Hi all,I purchased a two-unit home a few years ago as my primary residence with a conventional loan, and was told by an accountant that there is no reporting or extra tax forms I need to file as long as my tenant in the upstairs unit is paying less than the total of my mortgage.

@Mohamad GueneCalifornia is generally more cumbersome than other states when it comes to taxes and filings.

See if you can get a free estimate and pick the brain of the estimator!

Feel free to contact me with any more q's.