Another option is business credit cards (except Capital One and Discover). 

Because there is a considerable amount of equity available I would like to refinance once I have tenants established and use the cash to then apply towards purchase of my next buy and hold property.However the couple financial institutions that I spoke with and currently have relationships tell me that the home will need to be in my name and not an LLC. 

The property currently cash flows at about $8k/m, and has about another $2k/m cash flow upside as the rent increases we've instituted stabilize over the next year or so.If we cash-out refi, we'll have the chance to add another property to our portfolio (probably NNN in the $1.5m range) and keep a stabilized, cash-flowing asset; we'd cash flow maybe $1k more a month when all is said and done and diversify our holdings a bit. 

Perfect example: During the due diligence period on one of my properties, we discovered that the wiring had been stripped from the property.

We have about 1200 active local investors (my personal estimate) and the institutionals.

The sponsor had an institutional equity partner that was forcing a sale because of total mismanagement. 

But it's important not to get your heart set on something based on a Discover card statement or Credit Karma if you are anywhere in that mid-range from about 580 to 740 that about ~80% of consumers are in.740+ is the best rates for conventional conforming. 760+ is the best for PMI.

But if the person works for an institutional lender, it shouldn't be hard to do some due diligence on them. 

While under contract we discovered one of the tenants has actual died recently and the family has been paying the rent while they decide what to do with the tenants belongings.

., guy had used 70feet of plumbing PVC as underground conduit from the pole that had to be removed & replaced at his expense after we discovered it & had the bldg inspector write it up.