@Jay Hurst posted the image above, the full hit is 2.125%, 1.9% probably correlated to some nice round interest rate increment, X.25% or X.5% or whatever.So that means you're presumably getting ballpark the same rate that owner occupants get, from that lender.You could switch it up and have it fully absorbed into the rate, instead (I'm given to understand, mostly from other posts on this forum and others, that some lenders have discontinued this option -- any independent mortgage broker should still have it, though, since I still have it, and I'm not a magic unique unicorn). 

We have a unique set up of 6 units with a shared pool and common area on 3 side by side lots, so it is important that we ensure all guests are aware of the rules and respect all others on the property.

(& to all the "omg 2008 all over again" commentators, if that was going to happen, it would have happened like 10 iterations of this exact same thing ago, there's nothing super unique or special about this unicorn-of-the-day).Behind the scenes, the market has been so hot, that big banks have been unable to fulfill their community reinvestment act obligations. 

I'm connected in Columbus, Akron and Dayton as well.Let's connect so I can better understand your goals and unique situation

Our guidelines are unique in that we separate borrowers into 2 buckets: 1) Professional Owners of STRs and 2) Others. 

Also, I agree with Chris about note investing - tons of unique strategies just within this niche, even with limited capital: one of our mastermind members just took down a package of 5 NPL 1st liens for $8.5k (I facilitate acquisitions from USMR).

Unique question but I remember in one of the episodes the guest mentioned they requested a list of water meters/addresses from the towns water department.

Could be a cool place with a unique style.One thing for sure is to get a bigger propane tank.

In terms of capital efficiency, I always advise people to start with a house hack (to leverage low down payments), but you're in a unique situation where you can live at home and minimize cost of living already.

Lastly, something unique to your property or area to make your house stand out.