(My HELOC is at 3.5% and I won’t consider it as not worth risk - I don’t leverage my home for investments unless it’s buy all cash and then refinance to get that $ back)

I’m a Data Scientist living in Los Angeles, and must invest out-of-state.

So my investing criteria is that the investment has to go on it's own.

Hello Rick, I've only come across 1 company to do 2nd position DSCR Loans, here is his contact info.Erik EstradaLuxePrivate Investments LLC Loan Originator, OwnerDRE 02161719 | NMLS 2289340Direct: 818.269.7983W:https://luxeprivateinvestmentsllc.com/Schedule: https://calendly.com/erik-dra

Conventional loans to purchase (1-4 unit) investment properties don't require a personal financial statement. 

If you're ever in need of financing for an investment property - lets connect!

In my market there are a lot of homes that are between $30k and $75k that could easily be turned into short-term rental investments. 

What is the minimum CAP rate to consider for a good investment(single family, duplex (2-)4 units?

On the other hand, if you want something simpler or closer to home, a single-family home might work better.Since you need more space for your growing family, consider looking for properties that offer both extra room and good investment potential.

Hey everyone,I've been doing some research on investing in Section 8 housing in Houston and came across something concerning.