Are you suggesting that it makes no difference even if the ownership of four properties is under a LLC and six under my personal name and all are financed, then I am excluded?

Both of these options will cut into your ownership/equity, but at the end of the day you need them to complete the deal.

But the best, most professional firms will be able to give you the best terms and LTVs if the market area is right and you can draft a stellar application with little friction (fractionalized ownership, disorganization, etc.) 

Or do I lock up the property in my name and then transfer it over once the LLC is officially filed?

Hello BP community, We are up to 7 properties in North east ohio. 3 of the 7 deals were loaned on in one partners personal name 2 of them have been transferred via refi.

I’d like some time to think over whatever proposed renewal terms are presented, this building changed ownership in early 2021 for the worse, so want to take everything into consideration here regarding a renewal.

Transfer of security deposit(s).Notification to tenant(s) introducing us as their new management company.

We've grown our portfolio up to 22 units and have a mix of tenant payment methods: manual cheques (fun), e-transfers, bank counter deposits and some have done PADs at their local branch.Our challenge has become with the PADs, we don't see any information about the source account owner - our statements just show TransferXYZ to Account ABC or similar vague transaction information.We have about ten units that all pay the same amount and thankfully only a few are on PADs but if we have one that is late - we never know who it may be until we do the dial-around.Is there another solution out there we should be directing these tenants to be using?

There will be a contractor with some ownership in the company and there will be passive investors comprised on friends and family. 

I've personally invested heavily in an equity ownership stake in some ecommerce businesses that are just being created, and I'll only be paid years later once those businesses sell (either the whole business or part of the business), so I don't see why a similar investment model couldn't be followed in real estate....it just seems like such an outside the box idea so I'm wondering if anyone more experienced has seen or done something like this?