., I will have to pay for the 100% of the cost unless the building is pushed to compensate, will I be left alone to fight with the building then? 

You can find affordable rentals in Harrisburg, PA, BUT 20k is pushing it.

The best case scenario is that your operating expenses will be 50%, but there are other factors that can push your expenses north of 50%.

If a house is worth 111k than thats what it is worth, shouldn't be a problem to drop a buyer or push them around a little bit to get what you need.

I've noticed a HUGE PUSH by Freddie Mac over the past 6 months pushing their delusional agenda that everything related to a short sale flip is fraud.

If anyone is interested this is a great book that tries to get at the root of the 2008 crisis:http://www.amazon.com/Fault-Lines-Fractures-Threaten-Economy/dp/0691146837

At some point the burden of traffic will weigh on those in the burbs and require them to move closer in, further pushing up vales there but normalizing values outside (where there is more land to develop).

These could counter balance, or even trump, any push by Chinese investors to buy more US RE.

I can use my primary residence home equity loan for the down payment & can finance with a Commercial loan but it's pushing my cash flow below what I think is reasonable.

Now I spend so much time reading and it really inspires me to push harder and harder.