Can you pay the mortgage for several months if your tenant squats in the unit and ties you up in court or hides behind COVID moratoriums or the unit just sat empty with no renter?   

The wholesaler who is too unknowledgeable or incompetent to ever conclude a successful sale and costs the seller precious time by tying up the property in a contract that won’t ever close4.

I have bids to tie in plumbing and electric to make a second set of hookups.

One is on a 30 yr fixed and the other is on a 7 yr arm loan (two years remaining)  Do I refinance the arm loan now?

I’ve done quite a bit of research on BiggerPockets, youtube, podcasts, and still have a few remaining questions before I feel comfortable enough to take the plunge.1) Have you ever worked with a wholesaler directly?

At that point i expect to start breaking even on cashflow on the 1st two units and be slightly -ve for the remaining 2.

Will tie up 240k of money.

For example: Paying off $20k of remaining debt at 0% interest to eliminate $500/month payments would yield a 30% cash on cash improvement to your cash flow.

As per their lease, any lease break forfeits the return of the security deposit and tenant is responsible for the remaining balance due to the end of the lease term.  

Having money tied up or subject to penalty/restrictions if moved around is not worth any minimal gain it might see in the short term (for my purposes).