If not a lot of Capex sometimes you just run across a motivated seller in life with a good product to sell at a great price.When you find those things lining up you have to move fast.I would make sure a large tax assessment rise isn't fixing to happen or a large increases on charge per gallon of water usage etc.Capex and utility is always the cash flow killers.

At first I didn't like it but now that I've had it for nearly two years I like the product. 

It is time to cut your losses and put your efforts and money to work in more productive scenarios. 

Check it out at http://www.atlassian.comI have no affiliation with this company other than being a user of their products. 

Local bank with a great in-house product for investors.  

Some banks do not offer all the loan products that FannieMae allows. 

I also do not have a good productive use of my not-so-motivated-seller leads.

Make sure that the company you go with does not have a static product.  

Hey I'm looking at a duplex right now with Louisiana-Pacific siding (LP siding, had class action suit that ended in 2002).

In the past when I see this siding I can use a little strength and pull off an entire piece ...

I have accounted for this in my above analysis (typically a production style house can be built for $60 PSF). 2.