@Steven Wocknitz hard money lenders in Canada don't call themselves that.By far the best you will get are private individuals who are willing to lend.

Make sure you have the following:Great investor-friendly agentsMultiple contractors to run bids throughMultiple lenders and hard money lenders to quote you

Are there any hard money lenders that will loan with no experience?

Builder ends up screwing us over and we are out $250k which we are in the process of trying to get back.In the meantime, I'm trying to get a private or hard money loan to finish the buildsCurrent mortgage 273,000Rehab 1 - 150,000Rehab 2 - 150,000Current value for both places approx $350,000ARV $1,000,000 for bothPlan is to refinance and hold as STRI feel that these numbers are reasonable - am I missing something?

I mean, we can write a book here (and some people have) on this topic but the right suggestion is to get with a realtor that is local to you and get prequalified with a lender. 

For instance, if you are looking to do a do a BRRRR for a single family home, you can use a private/hard money finance for the purchase & rehab, and for the refinance you can use a conventional Fannie Mae/Freddie Mac loan or a DSCR loan.

Why would I not take advantage of this opportunity as opposed to getting charged 10-14% from a hard money lender?

Do you have a preferred lender?

Private money

I think my only insight to share is that I've had a lot of new home sales agents complain (privately) to me that builders grind them on the commission "because they are getting so many to sell", but then it's still the same amount of work as one sale.