Bonds are debt instruments issued by Governments (Federal, state and local), businesses and INDIVIDUALS.

We are opening the flood gates to our individual investors now since prices are very low ($20k or $220/mo if financed) so they can sit on them for most likely less than 5 years, but possibly as many as 10.

Welcome to the group.I'm impressed at the caliber of individuals joining the forum.

I am not a tax expert but have been told that this avoids gift tax because the requirement is on an individual not on a family unit.

Are there companies that take money from individual investors and share some % of rent or profits?

In my reading, I've come across the suggestion that an ideal situation/purchase of investment property is one in which the seller finances the purchase.

We do all of it buy raw land and do all of the improvements till they can be sold as "lots" for homebuilders(larger builders who buy in bulk), or individual who want to have a custom home built.

As long as you have online access you can do a credit and eviction report in about 5 minutes on an individual for 12.50.

If you have kept to your end of the deal you should be fine...you may even have a case to retain your earnest money.Additoinally, check with the county and see if you can't drum up a final Bills Paid Affidavit that states that the contractor has been paid in full for the work done....The other problem you will encounter, is that while you may not find any paper on your lot specifically, some counties, halt the deed transfer over the entire original abstract even before it is broken out to the buyer...so you may be looking at the wrong ownership table.Hint: contractors for subdivisions are too lazy to file leins over each individual lot, so therefore they tag the entire boundary.

When partnering up with someone its important that you spell everything out on paper, that way all parties know what they are getting into and they are no surprises.Partnering up with your girlfriend may or may not be the best ideal only time will tell.