As a landlord myself, I appreciate the surplus of investors coming in and improving the neighborhoods here with flipped homes that would otherwise continue being dilapidated properties. 

I am Air Force veteran, separated early this year, live in San Jose.

You can also fund improvements, like an FHA203k, but you don't have to live there & can do a lot of the work yourself.  

Also, if they are improving the efficiency of most appliances, would the future costs not be deferred by the future savings of such appliances?

I understand the desire to make all the profit and to have a big multiplier by improving the whole area.

The inspection has another discrepancy as it says baseboard heating in the house but it's actually a warm air system, so I'm starting to think he didn't look at the HVAC at all.  

I think once we get into spring it will improve.

And if you add in other major mechanical things...it might run up to $10k...also on the lower rent range you will need to have a higher percentage because while a roof's cost will vary by the size and class of the property...things like heat and air and water heater and appliances are relatively fixed therefore being a larger percentage of your rent.

I am enlisted Air Force.Given the above information how would you try to get financing?

And maybe some other minor improvements.