I've spotted a package deal for two duplexes right next door to each other.

An "owner's title policy" is purchased (typically) by the seller for benefit of the buyer. 

Quote from @Chris Williams: For the people who use buyer's agents to find their cash buyers to dispo wholesale deals are there any tips that you would provide for me? 

Lived in the upstairs unit for 3 years until I got married and bought a house What made you interested in investing in this type of deal?

Buy than Build by Walker Deibel is a great book for Business purchasing, it talks about structure and evaluating. 

The rate goes up by about 1% when there's a jump from 75% to 80% LTV for cash out and 80% to 85% for a purchase. 

Dewald: Some other good zips are 63074, 63042, 63044 - great for long term rentals.There are good areas in south city left as well :-)I see more and more issues with municipalities like Berkeley, Pagedale where they want to narrow down the amount of rentals within a neighborhood and require homeowners to occupy and won't give out occupancy for rentals.Let me know if you've got any questions. 

The BP calculator uses a percentage for both cap ex and maintenance.  

It would be pretty unlikely I could be found maximally liable for anything beyond $4 million plus my liability on each unit.

Why are you asking them for permission to perform repairs on your property?